We hereby present three investment strategy models that we offer to our private wealth clientele. For each investor, we review his financial and personal situation and we establish an investment strategy that is suited to his constrains, needs and objectives.
The moderate growth investment strategy combines fixed-income securities with investments that have the potential to increase in value. For example, this portfolio may include bond securities that will provide a regular income, and combine them with common shares that benefit from a capital appreciation potential of over the mid to long-term (though they are not immune to declining stock markets). The strategy also includes a small allocation to the Rivemont Absolute Return Fund which provides a healthy diversification to the strategy.
The growth strategy aims to grow the invested capital when the investor does not need substantial investment income at regular intervals. The portfolio consists mainly of common shares in companies that have high appreciation potential as well as an allocation to the Rivemont Absolute Return Fund, which by its negative correlation to the stock markets, offers a nice balance, especially in down markets. The portfolio focuses on capital growth, but also includes a small proportion of fixed-income securities. The growth strategy is considered risky. It is particularly well suited for young adults who are beginning to invest for retirement and whose investment horizon is relatively long.
The aggressive growth strategy is the riskiest and provides greater expectations of an important growth of the invested capital. This portfolio includes common shares but also a more important allocation to the Rivemont Absolute Return Fund. That alternative fund aims a positive absolute return in all market conditions.